Real Estate and Mortgages


Thank you for stopping by our Real Estate and Mortgage area.  Even though we have taken special care and consideration to pack our personal website with information about us, we do have many businesses and industries that may be of interest to you.  

We value all our friends, associates and those that are just checking in on us.  If we can help guide you in any specific area of real estate or mortgages or financing, please let us know.  There is no obligation and we will be glad to give you a FREE estimate or opinion.

Although we offer full services we maintain a select repeat clientele that we can cater to and make sure they have total access to us at anytime during the process.  Once a client - Always a client!

Big Company Services with a 'Boutique' feel.




Our online resource with Real Estate is headed up by Michelle and she has a wealth of knowledge about the California real estate market.  As a Licensed Real Estate Broker she has been in the California real estate field for over 30 years.  Brokering her own office, aiding both buyers and sellers and helping thousands of  people acquire the American dream of owing their own home still remains a major passion for her.  Residential and income properties are her specialities!  BTW, Michelle is a 'short sale' guru and has just the right skill set to help through the entire process.

Have some confidential questions to ask?  You can reach her real estate website at

Michelle Lovett, Broker, CA BRE LIC # 00831866


Our Mortgage area is headed up by Dave.  We have an incredible amount of knowledge about the mortgage process available for you on the website.  Dave is licensed and registered with the Nationwide Mortgage Loan System and Registry.  Although Dave possess a real estate license as well, his focus is in the mortgage and lending arena.  Dave has been active in the Real Estate industry since 1980 and has experience in multiple areas by way of sales and ownership:  mortgages, real estate sales, investments, subdivision building, land development and small commercial enterprises.  

Need some confidential information on refinances or mortgage lending?  You can reach him at 916 484-3711

David Lovett, NMLS & CA DBO LIC # 1169461


We want you to feel comfortable calling us at any time to discuss your unique needs and expectations.

Our companies are committed to higher education, which means we are dedicated to helping our clients and referral partners make the most informed decisions.  Tell us how we can help and we'll make sure you have the right direction.